When investing in mutual funds — or any market-linked investment instrument for that matter — what most of us endeavour for is having some level of certainty of earning predictable positive returns. Don’t we? That is what brings consistency and dependability, which is important in the dynamic world of finance, where quite often uncertainty holds sway. Also,…
Passively managed mutual funds, such as Index Funds, have gained a firm footing among investors over the last few years. In the last two years, the number of equity-oriented Index Funds available in the Indian mutual fund industry has risen from 54 to 109 as of January 31, 2024, while the AUM has nearly tripled to…
Bajaj is a well known brand and a household name in India, it has established itself as a prominent player across various sectors in the market. The Bajaj Group is a prime example of successful diversification in the Indian corporate landscape. Since its modest origins in 1926, the group has grown into a conglomerate which…
Tax season brings the opportunity to optimise your finances and reduce your tax burden. Choosing the right tax-saving investment scheme, like an Equity Linked Saving Scheme (ELSS), plays a crucial role in this process. Unlike fixed-income tax-saving options, ELSS schemes invest primarily in equities. While carrying inherent market risks, they also have the potential to…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed HDFC ELSS Tax Saver Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. HDFC ELSS Tax Saver Fund is a high-conviction-driven ELSS that has staged a remarkable comeback in the past few years after witnessing a prolonged period of subdued growth.…
The year 2024, as you may know, is an election year. At least 64 countries have their national elections scheduled in 2024, including India, the U.S. countries in Europe, Mexico, Russia, Indonesia, Thailand, North Korea, Sri Lanka, and several others. Nearly half of the world’s population, or approximately 4.2 billion people, would head to the…
Individuals looking to invest their hard-earned money for long-term capital appreciation have the option to choose between Portfolio Management Services (PMS) and Mutual Funds. PMS and mutual funds are broadly similar as both invest investor’s corpus in various securities such as equity and debt. Both have a designated fund manager to oversee the investments and to ensure that…
The fascination of investors in India for small caps seems to be unending. The optimism about India’s economic prospects, smaller companies participating in India’s growth story, the remarkable outperformance of the small-cap indices, the kind of returns generated, and increased investor awareness are some of the key factors behind the inflows into Small Cap Mutual Funds.…
In the ever-evolving world of finance, navigating the complexities of the investment landscape can be daunting for both seasoned and novice investors alike. While the allure of high returns beckons, the inherent risks associated with financial markets pose a constant challenge. The global economy in 2024 is shrouded in significant uncertainty, with experts offering a…
Tax season is here, and with the FY 2023-24 assessment approaching, it’s time to explore smart tax-saving options. In the ever-evolving landscape of tax-saving investments, Equity Linked Savings Schemes (ELSS) occupy a prime position. Offering market-linked returns coupled with tax benefits, these funds attract investors seeking long-term wealth creation alongside the unique benefit of a tax…
