Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed HDFC Hybrid Equity Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. HDFC Hybrid Equity Fund is a cautiously managed Aggressive Hybrid Fund known for its process-driven risk mitigation techniques. It has a strong track record of making decent returns by emphasising on selecting…

The world of mutual funds is vast and ever-evolving, with regulatory bodies like the Securities and Exchange Board of India (SEBI) playing a crucial role in shaping its direction. In its board meeting on September 30, 2024, the Securities and Exchange Board of India (SEBI) introduced two significant regulatory frameworks aimed at reshaping the mutual…

The mid and small-cap segments have demonstrated remarkable performance in recent years, driven by significant growth across numerous stocks and sectors. While caution is necessary near market highs, maintaining a balanced exposure across various market capitalisations is wise. Large and Mid Cap Funds represent a unique multi-cap investment strategy that allows investors to diversify their holdings among…

The capital market regulator, the Securities and Exchange Board of India (SEBI), in order to facilitate enhanced transparency, make it easy to understand for investors, and standardise the approach towards disclosures by mutual funds, last week on September 27, 2024, released a consultation paper. In it certain changes have been proposed that shall help you, the…

In the ever-evolving landscape of mutual fund investments, the Systematic Withdrawal Plan (SWP) has gained considerable attention among investors seeking a reliable stream of income from their investments. Unlike the Systematic Investment Plan (SIP), where investors contribute regularly, the SWP allows for regular withdrawals, making it an ideal choice for retirees or those needing a…

In the full budget of the Modi 3.0 government presented in July 2024, Finance Minister, Ms Nirmala Sitharaman ended up upsetting market participants by increasing the capital gain tax. With respect to listed debt securities such as bonds, debentures, etc., the Long Term Capital Gain (LTCG) tax was increased to 12.5% from the previous 10%, with no indexation…

The multi-cap category of mutual funds has gained immense popularity among investors looking for diversified equity portfolios across various market capitalizations. These funds invest in large-cap, mid-cap, and small-cap companies, offering a blend of stability, growth, and high returns. Unlike large-cap or small-cap funds that are restricted to a specific market cap, multi-cap funds provide flexibility…

Equity mutual funds are a go-to option for investors looking to grow their wealth over the long term. Many investors often search for “best” or “top-rated” mutual funds online, quickly finding lists of highly or top-rated funds from various agencies. However, are these ratings really as reliable as they appear? The truth is, most ratings…

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have SBI Contra Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. SBI Contra Fund is an agile scheme in the Contra Fund category that has seen a remarkable transformation in its performance in recent years, placing it among the top equity funds. It uses diversification…

The ‘Mutual Fund Sahi Hai’ campaign, launched by the Association of Mutual Funds in India (AMFI) in 2017, has dramatically changed the way Indian investors perceive mutual funds. Aimed at promoting mutual fund investments, the campaign successfully simplified the investment process, making it more relatable and understandable for the masses. The success of the campaign…