The National Pension System (NPS) is a worthwhile investment-cum-pension scheme of the Government of India regulated by the Pension Fund Regulatory and Development Authority (PFRDA). NPS provides old age security in the form of pension to all the citizens of India in the age group of 18 years to 70 years. Even Non-Resident Indians (NRIs) and…

When presenting the Union Budget 2025-26, Finance Minister, Ms Nirmala Sitharaman, announced that a revamped Central KYC (CKYC) Registry will be rolled out in 2025. She also added that the government will also implement a streamlined system for periodic updating. At present as per media reports, the capital market regulator, SEBI is actively working with the Ministry of…

Seasoned investor in equity markets would be well-versed with the old maxim, “Sell in May and go away.” In the past, there have been years when foreign investors in particular have dumped or sold stocks in the month of May, and it has had a negative impact on the market. However, since 2013, speaking about the Indian…

Yet again, the Indian equity market has shown its resilience. Following overdose of uncertainties in the global landscape the BSE Sensex has staged a recovery, crossing the 80,000 mark, it has bounced back by around 9% since the 2025 low at 72,990 on March 04, 2025. For investors, particularly those that have seen wild swings in the…

Back in February 2017, the capital market regulator, the Securities and Exchange Board of India (SEBI) allowed mutual funds under all its schemes to invest no more than 10% of units issued by a single issuer of Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs). Further, the notification said, that a mutual fund scheme shall not invest more…

India is perceived as a “bright spot” in the global economy and currently is the fastest-growing major economy. For this reason, it is also a promising investment destination. A lot of Non-Resident Indians (NRIs) who have settled abroad for better career opportunities and other reasons are also investing in India seeing better wealth creation opportunities.…

India’s CPI inflation reading for March 2025 (data released in April) has come in at 3.34%. This is the lowest year-on-year (y-o-y) reading since August 2019. Sequentially too the retail inflation has declined by 27 basis points (bps). Having said that, the y-o-y CPI inflation reading in the urban region is slightly higher (at 3.43%…

The Indian equity market (i.e. BSE Sensex) rebounded +5.8% in March 2025 after having plunged heavily in the previous months due to Trump 2.0’s protectionist policy measure. As the market witnessed short-covering and recovered, the Assets Under Management (AUM) of equity mutual funds also reported a +7.5% increase to Rs 29.45 lakh crore, mainly supported…

The repercussions of US President Donald Trump’s reciprocal tariffs announcement on April 2, 2025 – termed as ‘Liberation Day’ – were swift and dramatic, setting off a global trade war and sending global equity markets into a tailspin. A 10% tariff was imposed on all countries that, according to Trump, have imposed unfair duties on US goods…

In the months preceding the April 2025 policy review, clear signs of a rate cut were emerging. Both domestic and global economic data indicated a softer interest rate environment, leading investors, economists, and bond market participants to price in the cut early. The Monetary Policy Committee (MPC) held its 54th meeting and the first of the financial…