With 2025 on the horizon, SIPs (Systematic Investment Plans) have become more than just a tool for disciplined investing they are a way to capitalize on market opportunities in an uncertain economic climate. The volatile global market environment, fueled by inflationary pressures, geopolitical uncertainties, and shifting economic policies, underscores the importance of consistent investing rather…

The Indian equity market has witnessed high volatility in recent months amid an uncertain global environment and relentless selling by FIIs. Several key equity indices are down sharply from their peaks, as of November 04, 2024, the BSE Sensex and the BSE Midcap indices are down by around 8% each from their respective peaks, while…

Indian mutual fund houses amidst the upbeat market sentiments (backed by the fact that India is the fastest growing economy with robust fundamentals) and that retail investors are enthusiastically investing in mutual funds have launched a variety of schemes, both active and passively managed ones, over the last few years. Table: Fund Houses Opened NFO Factories…

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Nippon India Large Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Nippon India Large Cap Fund is a Large Cap Fund that excels in selecting stocks with high growth potential. It has notably exceeded expectations, particularly in rising markets, and has consistently…

Diwali is here! Many of you have likely spent the last few days making every corner of your home squeaky clean. Just as you have discarded the unwanted stuff and decluttered your space, it is prudent to do the same with your mutual fund portfolio. With the markets witnessing high volatility of late, it may…

Debt-oriented mutual funds are schemes investing a minimum of 65% of their assets in debt and money market instruments. This includes Liquid Fund, Corporate Debt Fund, Credit Risk Fund, Gilt Fund, and Conservative Hybrid Fund, among others. In the last one year, debt mutual funds in India across categories turned attractive and delivered high single-digit returns…

In today’s market, where economic conditions are continually evolving and investor sentiment swings between optimism and caution, ELSS funds remain a compelling choice for tax-saving investments. In such an environment, selecting the right investment vehicle becomes paramount. Tax-saving mutual funds, particularly Equity-Linked Savings Schemes (ELSS), have become increasingly vital in investors’ portfolios, especially in the…

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Tata Equity P/E Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Tata Equity P/E Fund follows a value-conscious investment approach with a preference for multi-cap stock holdings. It focuses on investing in stocks that have lower P/E ratios compared to the…

Silver has emerged as a key investment asset in India in recent years, with investors increasingly looking towards precious metals to diversify their portfolios. In 2024, silver’s role as an alternative investment has gained prominence, driven by the rising demand for commodities and the introduction of innovative investment products such as Silver Exchange Traded Funds…

Multi Cap Funds are equity mutual funds designed to maintain a balanced exposure between large-cap, mid-cap, and small-cap stocks, ensuring a diversified portfolio across different market capitalisations. Though Multi Cap Funds have existed for many years now, the category underwent a change in definition a few years ago. Earlier, in the absence of any restriction on the market…