What Impact Will the Union Budget 2025-26 Have on the Equity Markets and Mutual Funds

The Union Budget 2025-26 emphasised the government’s efforts to accelerate growth, promote inclusive development, boost investments in the private sector, raise household sentiments, and increase the spending power of India’s rising middle class. One of the most impactful announcements was exempting individuals earning up to Rs 12 lakh annually (from the earlier annual income limit of Rs…

Read More

February 6, 2025 | by

Can You Trust Investment Advice from Financial Influencers? SEBI’s Crackdown Reveals the Risks

Historically, it has been a common practice for investors to base their investment decisions on success stories from friends, family, or colleagues. Perhaps there is a certain reassurance in knowing that others have walked the same path and achieved profitable outcomes. Now, with growing awareness of financial literacy for making sound investment decisions, social media…

Read More

February 5, 2025 | by

Union Budget 2025: Is the New Tax Regime Really Beneficial for You

Like every year, the Finance Minister Ms Nirmala Sitharaman has presented the 8th consecutive Union Budget, marking a significant milestone in Modi’s 3rd term. She mentioned, “As we complete the first quarter of the 21st century, continuing geopolitical headwinds suggest lower global economic growth over the medium term. However, our aspiration for a Viksit Bharat inspires…

Read More

February 4, 2025 | by

S&P 500 Gains Over 10% in Six Months: Which are the Top Indian Mutual Funds Investing in US Stocks?

Indian Mutual Funds investing in offshore markets offer investors a convenient route for benefitting from global opportunities. While there are several prominent global equity markets, domestic investors have shown keen interest in Indian Mutual Funds investing in US stocks. This is because the US equity market is home to numerous large and highly successful businesses, including…

Read More

February 4, 2025 | by

SBI Contra Fund vs Kotak India EQ Contra Fund: Which Is More Resilient in a Volatile Market?

In recent times, contra mutual funds have been gaining significant attention from investors seeking to navigate the turbulent financial markets. As the market landscape becomes increasingly volatile, many investors are looking for strategies that can help them capitalise on opportunities created by market pessimism. Contra funds, with their focus on undervalued or out-of-favour stocks, provide…

Read More

February 3, 2025 | by

5 New EPFO Guidelines You Need to Know in 2025

Over 7 crore active contributors have their hard-earned money tied to the Employees’ Provident Fund Organisation (EPFO) under the Employee’s Provident Fund (EPF), pension, and group insurance schemes. With the workforce continuously expanding, this number is steadily rising. EPFO’s provisional payroll data for November 2024 revealed a net addition of 14.63 lakh members – a 4.88% increase…

Read More

February 3, 2025 | by

Is It a Good Time to Invest in Mutual Funds?

The question of whether it’s a good time to invest in mutual funds, particularly equity-based ones, often sparks debates among both seasoned investors and newcomers. The Indian equity market, like its global counterparts, is influenced by a range of factors, many of which are unpredictable and volatile. With several uncertainties at play, from global geopolitical…

Read More

January 31, 2025 | by

ICICI Pru Equity & Debt Fund: Exhibiting Strong Performance Across Market Conditions

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed ICICI Pru Equity & Debt Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. ICICI Pru Equity & Debt Fund is an Aggressive Hybrid Fund that is well-regarded for its strong performance across various market conditions. Its focus on long-term strategies has enabled it…

Read More

January 31, 2025 | by