Unusual times call for unusual fiscal and monetary policy measures. But the “whatever it takes” approach of policymakers to tackle the pandemic-related uncertainties has negatively affected the return potential of fixed deposits. Investors who are conservative and bank on fixed deposits for interest income have been the most affected. They have distanced themselves from debt mutual funds too —thanks to…

For a successful relationship, it is important to nurture it with understanding, care, patience, prudence, and perseverance. If a sound approach is followed, just as wine (and whiskey), relationships can get better over time. This analogy applies to mutual fund investments as well. Investors, however, seem to undermine these values while approaching their mutual fund…

With the spotlight on climate change and governance growing brighter, the ESG (Environment, Social and Governance) theme has picked up momentum globally. According to a Bloomberg note, ESG assets were in excess of USD 35 trillion globally in 2020. And by the end of 2025, the global AUM (Asset Under Management) of sustainable investing is…

Over the last one year, bond yields in the U.S. have been rising steadily. Historically, rising bond yields in the U.S. has been negative for emerging markets. That’s because when bond yields in the U.S. rise, capital flows to emerging markets such as India, and consequently, either contract or flow back to the world’s largest…

The Indian equity markets are making fresh highs regularly, and the bulls seem to be in full charge. Many of you might be wondering, which is the best mutual fund scheme to buy at this juncture as the stock markets appear overvalued. Of late, the infrastructure theme has been grabbing the spotlights–thanks to favourable valuations…

We are in the festive season, and Dussehra is around the corner. Besides performing Ramlila and burning the effigies of Ravana, buying gold on the day of Dussehra is a common practice and considered auspicious. It is on this day, the leaves of Bauhinia Racemosa –a medicinal tree also called the Apta Tree–are exchanged among family, friends, and neighbours, as it is…

The Securities Exchange Board of India (SEBI) has been implementing a slew of reforms time and again to safeguard the interest of retail investors. Swing pricing guidelines applicable to debt mutual funds is the latest among others. From March 2022 onwards, certain open-ended debt funds schemes will have to follow a ‘swing pricing‘ framework. SEBI has excluded overnight…

The Indian banking system is undergoing a big transformation lately. The talks of a bad bank have raised hopes that India might finally come out of the vicious circle of Non-Performing Assets (NPAs). Moreover, the government’s objective to make India a USD 5 trillion economy is also expected to provide the impetus to the capex…

The Indian equity markets are scaling new highs at frequent intervals. Moreover, markets have been scaling up without any major correction over the past 18 months now. From its March-2020 lows, the S&P BSE Sensex has rallied 127% on a closing basis, whereas the S&P BSE Midcap and S&P BSE Smallcap have posted a stellar…

We are in a world where fintech and e-commerce have significantly influenced our way of living. The capital markets too, have been riding on the wave of digitization nearly for the past 18 months. Those who earlier preferred the physical mode of investing are now, gradually becoming more accustomed to investing online. Investing in equities online is…