The January to March quarter of any financial year is crucial for mutual fund distributors and intermediaries of financial products and services. Receiving calls from mutual fund distributors/investment agents/relationship managers pestering you to invest in some or the other tax-saving investment products is a very common affair around this time of the year. As you…
The much-awaited Union Budget 2022-23 is finally out. Now the question is, will its impact on the equity markets and your mutual fund investments last beyond a few market sessions? As you are aware, the Union Budget happens to be an important event not just for the markets, but also for the economy and all sections of…
If you are new to stock markets and have made your first investment in equity mutual funds during the pandemic, you have most likely earned attractive returns over the last 15-18 months. But here are some words of caution: don’t get swayed and set unrealistic return expectations. Many of you may not have seen prolonged…
The year 2021 was a year of risk-on trade. In India, equities–particularly smaller companies–remained a popular choice among risk-taking investors amidst a buzzing IPO market and expensive valuations. Small-caps mutual funds reported net inflows worth Rs 2,780 crore in 2021 with 68.49 lakh folios as of November 2021 compared to 49.80 lakh folios in December 2020.…
Now that the holiday season has set in and you might have taken a break from work, it’s perhaps time to sit back and review your equity mutual fund portfolio and tweak the investment strategy if required. Those amongst you who read our Daily Wealth Letters regularly would know that we, at PersonalFN, do not…
The year 2021, has been eventful, yet an exciting year for the capital markets. A variety of factors coxswained the direction of the markets. At the outset, it looked like 2021 would be a year of a strong global recovery as coronavirus infections receded. However, the second wave proved fatal for many countries, including India.…
Against the backdrop of the uncertainty produced by the virulent Omicron variant for the global economy and the equity markets, certain mutual fund distributors are influencing investors to the Aggressive Hybrid Funds and/or Balanced Hybrid Funds, propagating that they would offer the required tactical allocation. However, let me tell you that may not necessarily be…
Even before the Government of India imposed lockdowns in March 2020, I wrote to you why it made sense to invest in gold during times of the COVID-19 pandemic. At that time, gold was trading at around Rs 42,200 per 10 gram and went all the way up to make a high of Rs 55,000 in…
India’s most-loved and popular payments app company, Paytm (One97 Communications) made a weak stock market debut early this month. The stock of One97 Communications (Paytm) tanked post-listing thereby trapping investors who betted heavily on its IPO, hoping to make quick listing gains. For us at PersonalFN, this wasn’t a surprise given the valuations it “demanded”.…
Greed and fear are the two psychological factors that drive the capital markets and affect individual and institutional investors alike. Even professional money managers such as mutual funds sometimes find it difficult to resist the FOMO (Fear of Missing Out) trait. The emergence of next-generation technologies and digital adoption of businesses are the two most…
