International funds offer opportunities to invest in sectors and themes that are rarely available in the domestic markets. A well-diversified portfolio across asset classes and spread across geographies with adequate allocation can mitigate the overall risk. Allocation to international equity funds allows you to participate in the best companies and several sectors/themes across the globe.…
Every individual aims to protect their hard-earned money from taxes. Out of the various instruments available for tax-saving needs, Equity-linked Saving Schemes (ELSS), also known as a tax-saving mutual fund, have emerged as a popular option for many individual investors. SEBI defines ELSS as equity-oriented mutual funds that invest a minimum of 80% of its total assets in equity…
The Information Technology industry has played a significant role in the Indian economy and has gained traction ever since the pandemic. Indian IT sector is one of the leading outsourcing destinations across the globe, the adoption of new-age technology and fintech has led to a revolution. The pandemic circumstances coupled with increasing policy support have…
After a series of defaults and downgrades in the debt space almost three years ago, while investing in debt mutual funds safety became a crucial factor for investors Though the debt market environment is much better now, investors still need to be cautious with their debt investments. Given the expectation of a rate hike based…
Small-cap Funds lost in the range of 7-11% in the last one month as the volatility in the equity market intensified. In comparison, Large-cap Funds and Mid-cap Funds fared reasonably better. This points out that though Small-cap Funds can generate attractive returns in a bull market, their performance can suffer significantly during bearish phases. Therefore, if you…
Mid-cap investing intends to capture companies with growth potential and evolving business models that carry moderate risk. Compared to both large caps and small caps, the average earnings of midcaps grow faster, with less volatility and risk. The mid-cap space seeks to invest in emerging future market leaders. Despite the fact that mid-cap companies can…
The reverence Indians have for gold is beyond its market value. In an Indian household, many prefer to buy it physically and store it. In the long run, gold is regarded as the safest investment option, and it will help families get through financially difficult times, as one can easily liquidate this asset class. Physical gold…
Traditionally conservative Indian investors have been choosing low-risk options like Bank FDs for investment purposes to avoid market volatility. However, with the Indian economy catapulting to a higher growth rate, investment in asset classes like debt and equity can potentially deliver attractive returns. However, in 2022 due to headwinds or challenges in play, you need…
After the Stellar performance of Small-caps in 2021, which outperformed the bellwether indices significantly, many investors are now looking up to Small-cap mutual funds to accelerate wealth creation in the long run. Even though they may offer higher returns, small-cap stocks are considered highly volatile and carry significant risks. However, the Indian equity market has…
The bellwether indices S&P BSE Sensex and Nifty 50 plunged nearly 5% intraday (on February 24, 2022) as war tensions escalated between Russia and Ukraine. The selling pressure in the equity market is likely to continue in the near term until both parties agree to de-escalate and negotiate. To reduce the impact of the intensifying…
