Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed HDFC Focused 30 Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. HDFC Focused 30 Fund is a high-conviction Focused Fund that has demonstrated a strong rebound after a period of subdued performance. The fund has excelled in identifying high-potential opportunities across market caps,…

Gold has been experiencing an unprecedented rally since 2024, hitting new highs in times of worldwide economic uncertainty. At the beginning of 2025, gold rates in India skyrocketed dramatically, with 24-karat gold selling at an all-time high of Rs 86,360 for every 10 grams as of February 19, 2025. This spike is caused by numerous…

Passive funds, such as index funds or equity-oriented ETFs (Exchange Traded Funds) are designed to track the performance of popular market indices or sectors, such as the Nifty 50, S&P BSE Sensex, and Nifty 500. Other than these, there are sector and strategy-oriented passive funds investing in indices such as Nifty Quality Low Volatility 30, Nifty Quality…

The Indian equity market peaked in late September 2024 with numerous stocks across the large-cap, mid-cap, and small-cap segments touching their lifetime highs. However, since then the mood in the market has been sombre as headwinds such as rich valuations, earnings slowdown, global trade uncertainties, etc. weighed on investor sentiments. The BSE Sensex has tumbled…

The Mutual Funds Sahi Hai campaign launched by the Association of Mutual Funds in India (AMFI), brought much success to the Indian mutual fund industry. Today, the Average Assets Under Management (AUM)of the Indian mutual fund has touched Rs 68.05 trillion, not only because of the mark-to-market gains but also because of real inflows into various mutual fund…

The Indian equity market has witnessed a significant downturn since the end of September 2024 onwards. Mid-cap and small-cap stocks were at the forefront of the selloff, resulting in severe losses for investors in the once-favoured segment of the market. As the mid-cap stocks suffered amid earnings downgrades, stretched valuations, and global trade tensions, investors…

The prevailing global economic uncertainties, geopolitical tensions, and volatile interest rates have subjected the Indian equity market to increased volatility. Mutual fund investors are concerned with the effects of inflation, monetary policy, and market corrections. During the present market volatility, most investors are playing it safe by managing risk and stability within their portfolios. While…

Over the years, mutual funds have evolved within the investment landscape, offering tailored solutions to investors based on their financial goals. Among the various categories, solution-oriented mutual funds have gained attention for their goal-based approach. These funds are marketed as a structured vehicle to achieve financial goals such as retirement planning and children’s education. However, the question…

Traditionally, the last three months of the financial year, are considered as the tax planning season, wherein individuals focus on making certain tax-saving investments. However, ever since the New Tax Regime was introduced in the Union Budget 2020-21, the income tax slab structure under it was made attractive over the years to encourage many individual…

All that we can currently hear or scroll on social media or new channels is the ongoing chatter around the heightened volatility in the Indian equity market. Investors have witnessed sharp rallies, followed by sudden corrections, driven by global economic uncertainties, geopolitical tensions, and fluctuating interest rates. Domestically, inflation concerns, corporate earnings, and policy changes have…