For the first time since the formation of the six-member Monetary Policy Committee (MPC) in 2016, the Reserve Bank of India (RBI) has missed its inflation target in 2022. Thus, the RBI owed a detailed explanation to the government on this subject. The RBI, through a press release dated October 27, 2022, had called for…
In the Indian Debt market, the short to medium bend of the yield curve looks attractive. It is currently driven by domestic and global macroeconomic indicators, making investments with a maturity of 5-6 years an ideal investment option for debt investors. Target Maturity Funds are debt funds with predetermined maturities that are passively managed. These funds…
Focused Funds are equity mutual funds that take concentrated bets in high-conviction and high-quality names. Such funds focus on investing in a limited number of stocks (maximum 30), where the fund manager has high conviction. The success of a Focused Fund depends on the stock-picking skills and abilities of the fund manager. Hence, it is important…
India is at the cusp of multiyear growth as economical, political and demographic factors all align, and sustainable progress in the consumption story and related sectors is expected in the years to come. With the entry of new sectors more heavily represented in the midcap segment, markets have expanded. Indian Midcaps provide a greater variety…
Debt as an asset class plays an important role in a portfolio. It can act as a cushion in periods of significant market volatility, holding steady or falling substantially lesser than equity, generate regular income, and provide attractive investment opportunities, especially when real or inflation-adjusted interest rates are higher than long-term averages. Given that the…
“We are living through a generational shift in our economy and society. Digital technology is the most malleable resource at the world’s disposal to overcome constraints and re-imagine everyday work and life.” – Satya Nadella, Microsoft CEO. While technology continues transforming the world – the demand for digital services is steadily increasing. According to NASSCOM, revenues…
While India seems to be on track to achieving its ambitious goal of becoming a USD 5 trillion economy by 2025, the banking sector is likely to play a strong role in enabling this growth. Further, as the economy grows, the banking sector will also witness high growth. Indian banking sector holds tremendous growth potential,…
You may have come across a plethora of mutual fund schemes offering different objectives. However, in order to select the best mutual fund schemes evaluating their performance is a crucial task for investors. Keeping a tab on the performance of mutual fund schemes in your portfolio helps you decide whether to hold your existing investment or exit them…
Flexi-cap funds follow a dynamic investment approach and have the flexibility to invest across market cap segments, as per the conviction of the fund manager. In the absence of any limit or restriction, this category offers the fund manager complete freedom to decide on the market cap allocation to be held in the portfolio and…
Many individuals assume that investing in mutual funds requires a high-risk appetite and a huge initial investment. Hence, they prefer investing in traditional investment instruments that are incapable of generating inflation-adjusted returns and are thus unable to create an adequate corpus for their financial goals. Mutual funds offer several variants that one can choose from…
