India is projected to become the 3rd largest economy by 2030. Large caps in India are a fraction of their global counterparts in terms of revenues and market cap and present a sizable opportunity as India’s per capita GDP growth is likely to lead to an inflection point across various sectors. India still lags behind…

Small Cap Funds have the potential to create significant wealth and alpha over the long term, albeit at higher risk compared to other equity mutual fund categories. Investment in Small Cap Funds is a good way to uncover the potential of multi-baggers of tomorrow while they are still relatively undiscovered. If you have a high risk…

A business cycle is a journey across four phases of growth in business activity, observed in acceleration/deceleration across factors such as volume growth, pricing power, competitive intensity, cost consciousness, capex intensity, ROCE (Return on Capital Employed) and business sentiment. Business cycles are widely understood in economics to cover the journey of periods of expansion and…

Risk and returns are two sides of the same coin. To put it differently, they are correlated: for every return you seek, there is a certain level of risk. That’s why, in investing, it is important to evaluate returns more meaningfully by assessing the risk involved. Every asset class — be it equity, debt, gold, or real estate…

Having the right investments is essential for every individual to ensure a sound investment portfolio that can earn maximum returns and increase wealth. Investors today have a wide range of investment options. With diverse opportunities, mutual funds have gained popularity as an investment choice, making them an ideal tool for creating a solid investment portfolio…

Target Maturity Funds are appropriate for investors who like the predictability of returns provided by bank deposits since they have a reduced relative interest rate risk and give more consistent and predictable returns. A Target Maturity Fund is the ideal option for investors with a predetermined investment horizon because the strategy is designed to eliminate…

​Are you looking to invest in the best low-risk mutual fund schemes in 2023 and beyond? Yes, then this piece of content is for you. Certain sub-categories of debt mutual funds may expose you to low risk and are well-suited to invest for the short term. Investing in debt funds in the current environment You…

Investors are delighted after seeing a good appreciation in their portfolio values as the equity markets bounced back and recorded significant gains in the last few weeks. The Indian markets have shown signs of optimism despite the adverse global environment, soaring USD, stubbornly high inflation level, and the hawkish stance of the RBI (which has raised…

The target maturity approach allows you to tailor your investment to your specific goals and is apt in the current interest rate environment. Target Maturity Funds with pre-defined maturity have the potential to generate better risk-adjusted returns. The yields on the short to medium end of the maturity curve in the Indian debt market appear…

Investors would find it comforting to have some consistency in their portfolio, given that interest rates are gradually rising. As a result, they try to invest in opportunities that would provide such stability. Target Maturity Index Funds have less interest rate risk than traditional bond funds if held until maturity, which helps sustain the rising interest…