Mutual funds have become a popular investment choice for individuals seeking to diversify their portfolios and gain exposure to various asset classes. Mutual fund investments are thought to be an excellent choice for individuals looking for wealth accumulation that beats inflation and is tax-efficient. However, the performance of mutual funds can be negatively impacted by…
Fixed Deposits (FD) are a popular financial instrument among Indians, often overshadowing other investment options like bonds, equities, and mutual funds. The deep-rooted preference for FDs stems from their simplicity, attractive interest rates, perceived safety, and the assurance of guaranteed returns at maturity. Nevertheless, considering the fact that FDs are not market-linked, and they might not…
In the year 2023, we have seen a variety of events: the very recent Israel-Hamas war, the continuing war between Russia and Ukraine, Russia-NATO tensions, strategic competition between the U.S. and China, overall escalating geopolitical tensions, inflation (owing to higher commodity prices), higher bond yields, and intensified volatility in the financial markets. Investing in Liquid Funds in…
Large Cap Mutual Funds invest in market leaders that have the ability to generate stable returns even amidst stock market chaos. Thus, this sub-category of equity mutual fund can ideally for part of the ‘Core’ portfolio of every investor. We at PersonalFN have shortlisted the 4 best Large Cap Mutual Funds for 2024. But before we reveal our list of 4 best…
The mutual fund industry in India has witnessed significant growth in 2023. The total assets under management (AUM) of mutual funds in India crossed the Rs 46 trillion mark for the first time in July 2023. Currently, as of October 2023, it stands at Rs 46.72 trillion, more than 5-fold increase in a span of…
Mutual funds have turned out to be a popular choice for wealth creation, reveals the inflows and folio data released by AMFI. Individual investors — both retail and High Net Worth Individuals HNIs — now hold a dominant share of the industry asset, thanks to the Mutual Funds Sahi Hai campaign. However, what I observe is, that…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Kotak Equity Opportunities Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Kotak Equity Opportunities Fund is a Large & Mid Cap Fund that has managed to consistently outpace the benchmark over longer time frames, all the while maintaining a low risk level. The…
For Indians, the love for gold is enduring, the sentimental value of gold has only increased over the last few decades. Currently India stands as the world’s 2nd largest consumer of gold, after China, with a rich tapestry of festivals, customs, and traditions, and the precious yellow metal is an integral part of our cultural…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Parag Parikh Flexi Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Parag Parikh Flexi Cap Fund is a well-managed Flexi-cap fund having a history of creating solid wealth for its investors at a reasonable risk. With a hint of a…
According to the Securities and Exchange Board of India (SEBI’s) Mutual Fund Regulations, every AMC (Asset Management Company) or Mutual Fund house must release an Offer Document (OD) for each mutual fund scheme it launches. The Offer Document (OD) consist of a SID (Scheme Information Document), a SAI (Statement of Additional Information), and a KIM…
