The Indian equity market presents a compelling landscape for long-term wealth creation. With a burgeoning economy, demographics favouring consumption, and increasing digital adoption, the potential for robust growth seems well-founded. However, the equity market has witnessed significant volatility in recent times. Global headwinds like rising inflation, tightening monetary policies by major central banks, and geopolitical…

Over the past couple of years, the Indian stock market has witnessed a sustained period of positive trend, driven primarily by a remarkable resurgence in mid and small-cap stocks. This resurgence has been complemented by significant advancements in major large-cap indices. The impressive rally in the mid and small-cap segments has played a crucial role…

Welcome to  PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed HDFC Balanced Advantage Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. HDFC Balanced Advantage Fund is the oldest and most esteemed Balanced Advantage Fund that has substantially outperformed over longer periods, offering above-average returns. Its core strategy revolves around identifying high-conviction opportunities across…

Over the past few years, a robust broad-based rally in the equity market has resulted in impressive returns for many equity mutual fund schemes. Among diversified equity mutual funds (i.e. excluding sector & thematic funds), 44 schemes have generated returns at a CAGR of 20% or more in the last five years on a rolling returns basis,…

All goods and services we purchase have a cost involved. Likewise, for the investments we make for our financial well-being, there is a real cost of investing attached; there aren’t any free lunches. As an investor, you cannot afford to ignore the cost of investing as it weighs down on your returns as well. What…

As the calendar flips to a new financial year, so does the focus for many individuals shift towards tax planning for the upcoming financial year (FY) 2024-25. Despite the fact taxes are inevitable, the good news is there are ways to save a significant portion of your hard-earned income through smart investment choices. While various…

Welcome to  PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Tata Small Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Tata Small Cap Fund is a relatively small-sized scheme in the Small Cap Fund category that has exhibited a noteworthy track record since its inception and has outpaced many of its prominent…

Last week, I covered an article on Mutual Fund KYC, explaining what ‘KYC Validated’, ‘KYC Registered’ and ‘KYC On-Hold’ statuses mean and their impact on your existing and new investments in mutual funds. To ensure uninterrupted experience when transacting in mutual funds, I stressed having your Mutual Fund KYC status as ‘Validated’ instead of ‘Registered’ or…

In this day and age of social media and influencers, all sorts of information and misinformation are disseminated. Last year, the Advertising Standards Council of India revised its guidelines mandating the Securities and Exchange Board of India (SEBI) registration for influencers in the banking & financial services sector, popularly known as ‘finfluencers‘, to provide investment-related advice. The…

Know Your Customer or KYC is mandatory to deal in the securities market. If the KYC norms are followed in totality, it saves you, the investor the hassle of transacting in securities, such as mutual funds, stocks, etc. KYC has been prescribed by the market regulator in accordance with the provisions of the Prevention of Money Laundering Act,…