Aggressive Hybrid Funds are equity-oriented hybrid funds that offer optimum diversification in terms of asset class by holding a mix of equity and debt instruments in their investment portfolio. A combination of these asset classes offers a high level of diversification, lowering the risk as compared to pure equity funds. The equity allocation in this category…
The Securities and Exchange Board of India (SEBI), the market regulator, is concerned about the dramatic growth in the number of unregistered investment advisors or ‘financial influencers’ who offer unsolicited financial advice across various social media platforms. SEBI is now developing regulations to control this expanding community of ‘Finfluencers.’ In my previous article – Investments Recommended by…
The Indian equity markets, despite certain worries about the U.S. Debt ceiling, elevated interest rates, bank runs in the U.S., talks of recession, geopolitical tensions, and a slower-than-expected recovery in China, among other factors, have managed to create wealth for investors. Thanks to the relatively better underlying fundamentals — whether it’s India’s GDP growth, inflation,…
The market has several institutions set up to ensure you are well-informed while defending your rights as an investor. The Association of Mutual Funds of India (AMFI) is a prime example of such a renowned organisation. AMFI is the association of mutual funds in India. This organization currently has 43 SEBI registered Asset Management Companies…
‘A penny saved is a penny earned’, so goes a famous saying. Since taxes can eat into one’s investment returns, tax saving should form an integral part of every individual’s financial planning exercise. Taxpayers who have opted for the old tax regime have the option to select from various tax-saving instruments such as Public Provident…
The market regulator, the Securities Exchange Board of India (SEBI), always emphasises on maintaining transparency in the mutual fund industry. In the recent 15th Mutual Fund Summit 2023, Mr Ananta Barua, Whole Time Member of SEBI and keynote speaker, stated that “SEBI has carried out various improvements to promote mutual fund transparency, which allows investors to…
Passively managed mutual funds, such as Index Funds, have gained a firm footing among investors in the last couple of years. In this article, know about the difference between Index Funds and active mutual funds. What is an Index Fund? Index Funds are passive mutual funds that generally track popular indices such as Nifty 50, S&P BSE Sensex,…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds. In this issue, we have analysed Nippon India Small Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Nippon India Small Cap Fund is the largest scheme in the Small Cap Fund category having a track record of over a decade. The fund…
Parents often wish to save money in their child’s name to help build a corpus which can come in handy in achieving long-term goals like education or marriage. One of the most significant priorities for parents is their children’s financial security. For this purpose, parents can either set aside funds for their children in their savings bank accounts…
Market regulator SEBI recently released a consultation paper to review the total expense ratio (TER) of mutual funds. It has proposed a host of changes to improve transparency in the total expenses charged to investors, pass on the benefit of economies of scale to investors, remove dual charges (if any), and address the issue of churning of investors’…
