SEBI has revised the Risk Management Framework (RMF) for mutual funds. The framework prescribes certain systems, procedures, and practices that mutual funds must follow for managing risks in various areas like fund management, operations, customer service, marketing and distribution, disaster recovery, and business contingency, etc. With this, SEBI aims to ensure that mutual funds render, at all times, high…

SEBI, in its Board Meeting on September 28, 2021, paved the way for the launch of Silver Exchange-Traded Funds (ETFs). It has stated that Silver ETFs will be launched with certain safeguards in line with the existing regulatory mechanism for Gold ETFs. Accordingly, various mutual fund houses will soon launch Silver ETFs, providing investors with…

Diversification is a key factor to generate optimal return for any investment portfolio. And recently, geographically diversifying one’s portfolio with schemes from international markets is gaining traction. Markets around the globe perform differently each year; thus, diversification to these markets may potentially boost the portfolio to earn stable returns. Investing in developed markets like the…

Equity markets are at a record high; the S&P BSE Sensex recently crossed the milestone level of 60,000. Due to the sharp rally in the equity market, the valuations across market caps have turned expensive. At this point, it is advisable to invest in pure equity mutual funds only if you have a long term investment horizon…

Equity mutual fund investors across categories have made bumper gains in the last one and a half years on the back of a massive rally in the equity market. The S&P BSE Sensex crossed the milestone index level of 60,000 for the first time on September 24, 2021. It has risen more than 12,000 points…

Many investors seek to build a well-diversified portfolio spread across asset class. Mutual Fund REITs offer investors with diversification towards real estate related investments in their portfolio and benefit from long-term growth and rising opportunities in the real estate segment. The right asset mix in a portfolio helps to generate better risk-adjusted returns for investors.…

The Indian banking system is undergoing a big transformation lately. The talks of a bad bank have raised hopes that India might finally come out of the vicious circle of Non-Performing Assets (NPAs). Moreover, the government’s objective to make India a USD 5 trillion economy is also expected to provide the impetus to the capex…

Many risk-averse investors prefer low-risk investment options such as debt mutual funds that invest in government securities and are less volatile in nature. But it is essential to find the right mix of asset class in your portfolio, typically with lower correlation, as it can generate better risk adjusted returns. Investments in higher quality fixed…

SEBI’s skin-in-the-game rule that aims to align the interest of the ‘Key employees’ of the mutual fund house with the unitholders of its schemes will come into effect from October 01, 2021. As per the rule, Key Employees of the asset management companies will have to mandatorily invest a minimum of 20% of the salary/…

The Sensex and Nifty 50 are inching closer to the 60,000 and 18,000 levels, respectively. Meanwhile, the broader market too has scaled new highs. In the current market scenario, it is advisable to hold diversification across market caps. However, due to the higher risk associated with small-caps, investors who do not have very high risk appetite…