Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Nippon India Small Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Nippon India Small Cap Fund is the most popular Small Cap Fund whose emphasis on high-conviction, quality stocks and holding on to them with a long-term view has helped…

The last leg of the current financial year is a prime time for many investors to find strategies to reduce their tax liability. One of the most common approaches is investing in instruments that qualify for deductions under Section 80C and other relevant sections of the Income Tax Act, 1961. However, delaying tax planning until the last…

The Indian equity market has been on a rollercoaster ride since October 2024, accompanied by periodic corrections. So far in 2025, the bellwether BSE Sensex and Nifty 50 indices have lost around 1% and are down by 10-11% from their respective all-time highs achieved in September 2024. The key factor behind the market correction has been US President Donald…

The Reserve Bank of India (RBI) in its February 2025 bi-monthly meeting cut the policy repo rate by 25 basis points (bps) to 6.25%. It was for the first time in almost five years that the six-member MPC voted unanimously in favour of a rate cut. The stance of the monetary policy is kept ‘neutral’ to…

The Monetary Policy Committee (MPC) held its 53rd meeting from February 05 to 07, 2025, under the chairmanship of Mr Sanjay Malhotra, the newly appointed Governor of the Reserve Bank of India. On February 07, 2025, the Reserve Bank of India (RBI) announced a 25 basis points reduction in the repo rate, bringing it down to 6.25%. This…

Recognising the role of the middle class in India’s growth, the Union Budget 2025-26 has stayed true to its promise. Finance Minister Ms Nirmala Sitharaman announced significant changes to the income tax slab for the FY2025-26 under the New Tax Regime, aimed at leaving more disposable income in the hands of individuals. One of the most talked-about aspects…

After keeping the policy repo rate unchanged for eleven successive meetings, the Reserve Bank of India (RBI), under its new Governor, Mr Sanjay Malhotra, cut the policy repo rate from 6.50% to 6.25%, i.e. by 25 basis points in monetary policy review meeting held between February 5 and 7, 2025. The stance of the monetary policy…

The Indian equity market has witnessed intense volatility from October 2024 onwards along with some correction. Small-cap stocks too have taken a beating lately after witnessing a stellar rally in recent years. The BSE Smallcap index has plunged 7,196 points, 12.5%, as numerous stocks are down significantly from their 52-week highs. Concerns over expensive valuations,…

As we navigate through the tax-saving season for FY 2024-25, tax planning has never been more crucial for taxpayers, especially given the significant reforms introduced in the latest Union Budget. The recent changes introduced in the Budget 2025 have significantly reshaped the tax landscape, and the new regime promises simpler tax calculations with lower tax…

The Securities and Exchange Board of India (SEBI) Chief, Ms Madhabi Puri Buch, recently in an event organised by the Institute of Chartered Accountants of India (ICAI), hinted at the idea of combo products of mutual funds offering life insurance cover. Here’s what Ms Buch said: “We are now proposing to come out with a consultation…