The yields on the short to medium end of the maturity curve in the Indian debt market appear to be favourable. The short to medium bend of the yield curve is currently being driven by both domestic and global macroeconomic indicators, making investments with a maturity of 5-6 years an attractive investment option. Target Maturity…

Any conservative investor’s primary requirement would be to build a fixed income portfolio with safety and liquidity. Investors would find it comforting to have some consistency in their portfolio, given that interest rates are gradually rising. As a result, they try to invest in opportunities that would provide such stability. Traditional investing options provide stable returns…

Market sentiment has been punctured by lofty valuations, spiralling inflation, interest rate hikes, and a combination of macroeconomic and geopolitical issues driving this volatility. Unexpected upswings and downswings in financial markets may keep you on the edge of your seat as an investor. Given the current highly volatile market conditions, constructing an all-weather portfolio is a…

Usage of Gold & Silver has been the one common thing across empires and continents. These two coveted precious metals have virtually outlasted every civilisation or economic system. India is one of the largest markets of gold in the world, and more than 75% of Indian households own Gold and Silver in some form. Indian…

Certain mutual funds categories, such as Small Cap Funds, carry high risk. But when you choose the right scheme, it can prove to be extremely rewarding. Notably, most of the exponential wealth-creation stories are from the midcap and small-cap segments. Interim market corrections offer you the opportunity to invest in such high-risk mutual funds that may reward…

The U.S. Federal Reserve rocked the boat of global capital markets about six months ago by raising interest rates (to tame the inflation beast). We witnessed a selloff in the equity markets, and volatility intensified. With the yields moving up, global bonds have also reported a loss in market value. Major currencies, too, have come under pressure against the…

India is expected to be the world’s third-largest automotive market in terms of volume by 2030. The pandemic has subsided, and in August 2022, the production and sales of passenger vehicles in India have reached record heights (the sharpest year-on-year growth witnessed in FY23). Currently, the automobile industry contributes 7.1% of India’s GDP and 49%…

Investor curiosity and interest in debt mutual funds have certainly been on the rise. Passively managed debt funds with pre-defined maturity dates are called Target Maturity Funds. These funds simply replicate the Index and invest in bonds in a similar proportion as the underlying Index. Target Maturity Index Funds offer relatively better-yielding investments by taking advantage of spread…

The equity market has once again witnessed high volatility over the past few weeks amid fears of global slowdown. In the current market environment, if you are looking for capital appreciation from equities but do not have a high-risk appetite, you can consider investing in Aggressive Hybrid Funds. These schemes are likely to be less volatile…

An overwhelming number of equity mutual fund schemes have underperformed their respective benchmark indices despite the fact that the equity market has more than doubled since the March 2020 lows. Mutual Fund schemes across categories such as Large Cap Fund, Flexi Cap Fund, Mid Cap Fund, etc., are lagging at a time when the mutual fund industry has witnessed substantial…