An Equity Linked Savings Scheme (ELSS), also known as tax saving mutual fund, offers investors an opportunity to grow their wealth along with tax saving benefits under Section 80C. These funds invest in equities across market caps and come with a lock-in period of three years. When compared to other popular tax-saving instruments such as tax-saving…

Mutual funds are often suggested as the go-to investment avenue for meeting a variety of financial goals. Investments in mutual funds are different from savings, and they are certainly different from just depositing money or buying gold or property. A mutual fund investment should always be made with a clear insight into the plan and a clear…

The Association of Mutual Funds in India (AMFI) has floated proposals for the Union Budget FY 2023-24. In its elaborate budget wishlist, AMFI has proposed measures which would make the Indian mutual fund industry more investor friendly and take it to the next level of growth. Notably, many of these proposals have been part of the AMFI’s wishlist…

Mid Cap Mutual Funds are equity-oriented mutual funds that invest in mid-sized companies that have a market cap of more than Rs 5,000 but less than Rs 20,000 crore. Mid Cap Mutual Funds have the potential to deliver superior returns because mid-sized companies are usually in their growth phase. Historical data suggests that Mid Cap…

Most individuals invest in some kind of small savings scheme to create wealth. The purpose of the central government-backed Small Savings Schemes is to encourage all citizens, regardless of age, to save regularly. These schemes come with a sovereign guarantee, tax benefits, and returns that are typically higher than bank fixed deposits with less risk and volatility.…

It is a well-established fact that no particular market cap can turn out to be an outperformer every year. Hence, diversification across the market cap, viz. large-cap, mid-cap, and small-cap can help you to lower the impact of volatility on your portfolio and thereby earn better risk-adjusted returns. Investing in Flexi Cap Mutual Funds is a great…

Mid Cap Mutual Funds offer you the opportunity to create significant long-term wealth. Historical data suggests that Mid Cap Mutual Funds have the ability to outperform Large Cap Mutual Funds over the long term. If you carefully select Mid Cap Funds for your portfolio, you can reap high returns that will help you address long-term goals…

The year 2022 proved to be a year of consolidation for global equity markets and witnessed a complete reversal of some of the major trends of 2020 and 2021. A liquidity-driven rally that started from the lows of March 2020, supported by cheap valuations and then by the earnings recovery, extended to 2021. During this…

Large Cap Mutual Funds invest in market leaders that have the ability to generate stable returns even amidst stock market chaos. So, as a mutual fund investor, large cap mutual funds are a must in your portfolio. But finding the best large cap mutual funds to invest in 2023 could be a challenging exercise for most investors because…

Large Cap Funds invest in stocks of large-sized companies that are usually market leaders. Since Large Cap Funds invest in well-established businesses, they are less risky compared to Mid Cap Funds and Small Cap Funds. Over the long run, Large Cap Funds can offer steady growth of capital at moderate risk. Thus, if you want to…