Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed SBI Long Term Equity Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. SBI Long Term Equity Fund is among the oldest and most well-known schemes in the ELSS (Tax Saving Mutual Fund) category, that has effectively tapped into the recent broad-based market…

The Indian equity market has been witnessing increased volatility, with benchmark indices experiencing steep declines and increasing bearish pressure among investors. Global economic uncertainties, geopolitical tensions, inflation fears, and interest rate fluctuations have been the reasons behind this volatility, rendering domestic investments riskier. With the NIFTY 50 and S&P BSE SENSEX witnessing corrections, most investors…

The Public Sector Undertakings or PSUs have had a fantastic run-up in the last couple of years, particularly since the lows of the COVID-19 pandemic. One of the key reasons for this is that the Modi-led-NDA government, with various reforms and emphasis on Aatmanirbhar Bharat (self-reliant India), has transformed PSUs from loss-making to record profitability. According to Prime Minister…

Diversification, being one of the fundamental tenets of investing, is often a top priority when investing in mutual funds. The primary objective is to minimise the risk during volatile market conditions and earn better risk-adjusted returns in the long run. However, does merely holding multiple mutual fund schemes guarantee effective diversification? Many investors, in the…

Thematic Funds recorded robust returns in recent years as schemes focusing on certain segments such as PSU, manufacturing, defence benefitted from the government’s reform initiatives. Accordingly, the Sector & Thematic Fund category attracted significant inflows in the past couple of years along with a substantial rise in the number of folios. However, since the market started…

Over the past few months, there has been a shift in sentiment in favour of large-cap stocks on concerns over stretched valuations in the lower market caps. This shift is reflected by the higher inflows in the Large Cap Fund category in recent months. While the market has witnessed across-the-board correction driven by FII selloff, mid-cap and…

In September 2024, the Securities and Exchange Board of India (SEBI) had approved amendments to SEBI (Mutual Funds) Regulations, 1996 for the introduction of a new investment product under the existing Mutual Fund framework. With this new investment product, known as Specialized Investment Fund (SIF) , SEBI aims to address a growing demand from investors who feel limited by…

The Indian mutual fund industry has been in the race to garner more AUM. Fund houses have launched schemes both during upbeat market sentiments and even now when volatility in the Indian equity market has intensified. However, fund houses have been able to capitalise on better during upbeat and positive sentiments than in times when…

The electric vehicle (EV) revolution in India has gained momentum in the past few years. With the government’s constant encouragement, increasing customer demand, and galvanizing investments by international players, the EV segment is witnessing a remarkable transformation. By 2025, India’s electric vehicle market is expected to be among the world’s fastest-growing, fuelled by technological innovation, infrastructure…

In the current environment of intensified market volatility, bank Fixed Deposits (FDs) are preferred by many investors inclined towards low-risk and fixed-income financial instruments. The last few years have seen the peak of FD interest rates, largely driven by a series of repo rate hikes by the Reserve Bank of India (RBI) between May 2022 and February 2023. Thereafter,…