The calendar year 2024 has been particularly volatile for the equity markets, and 2025 appears to be on the same trajectory. Several headwinds including U.S. President Donald Trump’s protectionist policies, the ongoing Russia-Ukraine conflict and geopolitical tensions in many parts of the world, and disappointing corporate earnings from Q2 FY2025 are expected to weigh on the…
Momentum investing in mutual funds has been a go-to strategy for investors seeking to capitalise on prevailing market trends. This approach focuses on funds or stocks that have shown strong performance over a specific period, with the belief that these winners will continue their upward trajectory. Over the past few years, momentum investing has gained traction…
The Indian equity market has been experiencing heightened volatility as of late. Since its September 2024 peak, the market has corrected nearly 11% (as of January 22, 2025). Additionally, India’s Volatility Index (VIX) – a measure of volatility — has surged to a 6-month high of approximately 17.05 on January 22, 2025. Graph 1: India’s VIX…
Indian investors have increasingly recognised the importance of understanding and participating in the global economy. As India integrates further into the world’s economic fabric, developments in major global markets such as the U.S., Europe, and emerging economies hold significant sway over domestic financial trends. This interconnectedness is evident in how global monetary policies, trade relations,…
The Assets Under Management (AUM) of the Indian mutual fund industry is currently Rs 66.93 trillion as of December 2024. The AUM has jumped 35.7% since December last year, shows the AMFI data. The proportionate share of equity-oriented schemes is now 60.6% of the industry assets as of December 2024 compared to 56.5% in December…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Kotak Emerging Equity Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Kotak Emerging Equity Fund is a high-conviction Mid Cap Fund that has consistently delivered strong performance across various market phases. With its focus on quality businesses, the fund holds the potential to…
The performance of a mutual fund is determined by the way its Net Asset Value (NAV) fares over a period of time. As you may know, the market value of the underlying securities of a mutual fund changes every day, and thus, so does the NAV of the respective scheme. A fund house declares the…
Midcap and smallcap stocks delivered exceptional performance in 2024, with indices in these categories reaching all-time highs. This growth was largely driven by strong retail investor enthusiasm and strategic investments in burgeoning growth sectors such as healthcare, renewable energy, technology, fintech, infrastructure and so on. Graph 1: Performance Nifty 100 v/s Nifty Midcap 150 v/s Nifty Smallcap…
Value Mutual Funds are equity mutual funds that offer investors the opportunity to benefit from the growth potential of the undiscovered gems of the equity market. Value Mutual Funds look to identify fundamentally sound stocks that are trading below their intrinsic/fair value and hold them until their full value/potential is realised. In the year 2024, Value…
Planning your tax-saving investments at the beginning of the financial year is a crucial strategy to ensure that you make informed and strategic decisions, maximising both returns and tax benefits. Early planning allows investors to systematically allocate funds across various asset classes, such as ELSS, PPF, NPS, and other tax-saving instruments, in line with their financial…
