The question of whether it’s a good time to invest in mutual funds, particularly equity-based ones, often sparks debates among both seasoned investors and newcomers. The Indian equity market, like its global counterparts, is influenced by a range of factors, many of which are unpredictable and volatile. With several uncertainties at play, from global geopolitical…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed ICICI Pru Equity & Debt Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. ICICI Pru Equity & Debt Fund is an Aggressive Hybrid Fund that is well-regarded for its strong performance across various market conditions. Its focus on long-term strategies has enabled it…
The Assets Under Management (AUM) of the Indian mutual fund industry after the “Mutual Funds Sahi Hai” campaign, and since the lows of the COVID-19 pandemic, have seen a remarkable increase. It is not just due to the mark-to-market (MTM) gains but also significant inflows from individual investors, i.e. retail and HNIs. In CY2024, over 1.05 crore…
In the last decade or so, Artificial Intelligence has gone from being an intriguing technology limited to IT professionals to an integral part of our daily lives. Tools like Siri and Alexa have become so ingrained in our routines – from morning alarms and shopping recommendations to fitness tracking, we often rely on them without…
Mutual Funds and Hedge Funds are investment vehicles that pool money from investors and invest the same in various securities depending on their specified investment strategy. They are professionally managed investment options that aim to generate meaningful returns for their investors. Yet, Mutual Funds and Hedge Funds share a lot of dissimilarities. In this article know…
Are you looking to invest in mutual funds with the intention of holding them for a short period? If yes, then you may consider investing in certain sub-categories of mutual funds that aim to minimise risk while offering decent returns. These mutual funds usually invest in low-risk securities such as money market instruments and treasury bills. Mutual…
As markets experience heightened uncertainty in 2025 due to global economic challenges and domestic volatility, mutual fund investors are increasingly seeking strategies to maximise returns and minimise costs. With benchmark indices like NIFTY 50 and S&P BSE Sensex witnessing fluctuating trends, the significance of a fund’s Expense Ratio has never been more evident. In turbulent market conditions,…
The capital market regulator in June last year released a consultation paper for disclosure of Risk-Adjusted Returns (RAR) by mutual funds, intended to enable investors to make informed decisions. The reason behind this was that most investors while zeroing in on schemes look at only returns — compounded annualised returns or absolute returns (as the case may be)…
India’s mutual fund industry has emerged as a powerful vehicle for wealth creation, drawing attention not just from resident Indians but also from Non-Resident Indians (NRIs) around the globe. With the Indian economy consistently ranking as one of the fastest-growing in the world, many NRIs are keen to tap into this growth story by investing in…
Gold was the top performing asset class in 2024. Even though gold gave up some gains towards the end of the year, after reaching record highs in October 2024 due to strength of the US Dollar, the precious metal ended the year with a gain of an impressive 20.6%. The price per 10 grams of gold…
