SEBI in its Board Meeting on September 28, 2021 approved the framework for Gold Exchange and SEBI (Vault Managers) Regulations, 2021 to enable spot trading in gold. Notably, Finance Minister Ms Nirmala Sitharaman had announced the government’s intent to establish a system of regulated gold exchange in India during the Union Budget 2018-19. Consequently, during the Union…
The objective of a Balance Advantage fund is to manage investments in two different asset classes, equity and debt, in the mutual fund portfolio based on evolving market conditions. This type of mutual fund works on asset allocation and aims to allocate it assets into equity and debt securities as per the dynamic market phases.…
We are in the festive season, and Dussehra is around the corner. Besides performing Ramlila and burning the effigies of Ravana, buying gold on the day of Dussehra is a common practice and considered auspicious. It is on this day, the leaves of Bauhinia Racemosa –a medicinal tree also called the Apta Tree–are exchanged among family, friends, and neighbours, as it is…
Passively managed equity-oriented mutual funds have gained a lot of traction with investors in the last couple of years. Similarly, in case of debt mutual funds, passive funds such as Target Maturity Funds are slowly emerging as the preferred choice among investors. Over the last few months, various mutual fund houses such as IDFC MF, Edelweiss MF,…
Debt allocation is an important component that helps diversify investments across asset classes to create a well-diversified portfolio. For investors looking to construct a fixed income investment portfolio, you can now consider investing in passively managed debt funds that also offer a low-cost and hassle-free option to investors. While investing in debt funds, investors have…
The equity market at an all-time high has made it challenging to find good stocks at a lower price. With Sensex above the 60,000 mark and broader market at an all-time high, investors are actively participating in Initial Public Offerings (IPOs). Investing in IPOs enables investors to benefit from the growth potential of a stock…
The Flexi-Cap Funds category has generated stable returns across most time frames. The schemes in this category have the flexibility to dynamically allocate assets across market segments viz. large-caps, mid-caps, and small-caps without any ceiling limit. The fund managers of Flexi-Cap Funds can invest in whatever segment they spot a growth or value opportunity. Unlike…
Target Maturity Debt Funds have become an evolving debt fund category that are a suitable for risk-averse investors. A target maturity debt fund has a specified maturity date that aligns with the maturity date of the bonds it has in its portfolio. Investors are attracted towards these passively managed debt funds investing in AAA rated…
Investors consider investment in debt mutual funds to be less risky, unlike the volatile nature of equity mutual funds. Many risk-averse investors tend to invest in debt mutual funds to maintain stability and liquidity in their investment portfolio. Debt mutual funds possess three major risk i.e. credit risk, liquidity risk and interest rate risk. There…
The Securities Exchange Board of India (SEBI) has been implementing a slew of reforms time and again to safeguard the interest of retail investors. Swing pricing guidelines applicable to debt mutual funds is the latest among others. From March 2022 onwards, certain open-ended debt funds schemes will have to follow a ‘swing pricing‘ framework. SEBI has excluded overnight…
