India’s consumption sector is a cornerstone of its economic landscape, driven by a burgeoning middle class, rising disposable incomes, rapid urbanization, and a digital revolution reshaping consumer behaviour. In 2025, the sector’s significance has been further highlighted with targeted allocations in the recently announced Union Budget FY 2025-26, signalling robust growth potential and investor opportunities.…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Canara Robeco Bluechip Equity Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Canara Robeco Bluechip Equity Fund is a prudently managed Large Cap Fund that has a past track record of performing consistently well across various market phases by focusing on quality stocks…
The Union Budget 2025-26 emphasised the government’s efforts to accelerate growth, promote inclusive development, boost investments in the private sector, raise household sentiments, and increase the spending power of India’s rising middle class. One of the most impactful announcements was exempting individuals earning up to Rs 12 lakh annually (from the earlier annual income limit of Rs…
The world of investments has undergone a seismic shift in recent years, and one of the most impactful changes is the rise of technology-driven investment solutions. This transformation has made the process of investing in mutual funds faster, more transparent, and accessible to a wide range of investors. As the market becomes increasingly tech-savvy, investors…
Historically, it has been a common practice for investors to base their investment decisions on success stories from friends, family, or colleagues. Perhaps there is a certain reassurance in knowing that others have walked the same path and achieved profitable outcomes. Now, with growing awareness of financial literacy for making sound investment decisions, social media…
Every investor grapples with a fundamental question: should they take on higher risk for the potential of greater rewards or opt for a more stable approach with potentially moderate returns? Two options that often come head-to-head in this regard are mutual funds and stocks. Directly investing in stocks, where you buy shares of a company, may…
Like every year, the Finance Minister Ms Nirmala Sitharaman has presented the 8th consecutive Union Budget, marking a significant milestone in Modi’s 3rd term. She mentioned, “As we complete the first quarter of the 21st century, continuing geopolitical headwinds suggest lower global economic growth over the medium term. However, our aspiration for a Viksit Bharat inspires…
Indian Mutual Funds investing in offshore markets offer investors a convenient route for benefitting from global opportunities. While there are several prominent global equity markets, domestic investors have shown keen interest in Indian Mutual Funds investing in US stocks. This is because the US equity market is home to numerous large and highly successful businesses, including…
In recent times, contra mutual funds have been gaining significant attention from investors seeking to navigate the turbulent financial markets. As the market landscape becomes increasingly volatile, many investors are looking for strategies that can help them capitalise on opportunities created by market pessimism. Contra funds, with their focus on undervalued or out-of-favour stocks, provide…
Over 7 crore active contributors have their hard-earned money tied to the Employees’ Provident Fund Organisation (EPFO) under the Employee’s Provident Fund (EPF), pension, and group insurance schemes. With the workforce continuously expanding, this number is steadily rising. EPFO’s provisional payroll data for November 2024 revealed a net addition of 14.63 lakh members – a 4.88% increase…
