India is a “bright spot” in the global economy and a key contributor to global growth, backed by reforms (as observed by the IMF). Recognising the long-term growth prospects, the investment flows into India continue to remain strong. Having said that, considering 2024 will be an election year, geopolitical tensions are looming, equity markets are…
The finance ministry recently admitted that inflation is still a risk, and the government and the RBI are on high alert for it. Accordingly, in the recently held December 2023 bi-monthly monetary policy meeting, during the press conference in the opening remarks, RBI Governor, Mr Shaktikanta Das articulated that while significant progress is made in…
Debt as an asset class plays an important role in one’s portfolio. Although you may be a risk-taker or an aggressive investor, it makes sense to allocate a small suitable portion to debt instruments from a portfolio diversification standpoint. In this regard, debt mutual funds are a worthwhile choice as they offer diversification across types of debt…
If you are looking at alternatives to invest in a bank Fixed Deposit or want to invest over and above, then debt mutual funds are a worthwhile choice. However, among the sixteen sub-categories of debt mutual fund schemes, making the right decision is important. This is because every sub-category of a debt mutual scheme finds a distinct…
The investor-wise composition of Indian mutual fund assets shows that individual investors (retail + HNIs) now hold a higher share (58.9% in October 2023) than institutional investors. And a majority of individual assets (89%) are held in equity-oriented mutual fund schemes. While these are very encouraging data points showing that investors are taking high risks…
In the year 2023, we have seen a variety of events: the very recent Israel-Hamas war, the continuing war between Russia and Ukraine, Russia-NATO tensions, strategic competition between the U.S. and China, overall escalating geopolitical tensions, inflation (owing to higher commodity prices), higher bond yields, and intensified volatility in the financial markets. Investing in Liquid Funds in…
Mutual funds have turned out to be a popular choice for wealth creation, reveals the inflows and folio data released by AMFI. Individual investors — both retail and High Net Worth Individuals HNIs — now hold a dominant share of the industry asset, thanks to the Mutual Funds Sahi Hai campaign. However, what I observe is, that…
The Indian equity markets have been rather volatile in the last couple of months. A variety of factors have been behind the increased volatility: Ongoing geopolitical tensions (Israel-Gaza war, Russia-Ukraine war, tensions between India and China, India and Pakistan, China and the United States, China and Taiwan, and North Korea-South Korea, among others) Chances of…
Last week, the capital market regulator, the Securities and Exchange Board of India (SEBI), proposed to introduce a new ‘high-risk’ category of mutual funds in its letter written to the Association of Mutual Funds in India (AMFI). This proposal, which is at the very nascent stage of discussion within the Indian mutual fund industry, will assess whether…
Ever since the launch of the ‘Mutual Funds Sahi Hai’ campaign by AMFI in March 2017, the interest of individual investors — retail and High Net worth Individuals — has been on the rise. As of September 30, 2023, individual investors hold a relatively higher share (58.8%) of the industry assets. The inflows have been…
