The conservative investor’s primary requirement would be for fixed income with safety and liquidity. In a favourable economic environment defined by steady liquidity, consistent moderate inflation, and the RBI’s interest rate stance, debt yields remain attractive. This environment is expected to maintain yields for short to mid-term. A target maturity investing strategy is ideal to…

Target Maturity debt funds differentiate itself from normal open ended mutual funds by having a roll down approach with fixed maturity date, making potential returns visible for investors. Target Maturity Funds carry features of several traditional fixed income investments and provide relatively higher returns. Considering the current volatile and uncertain environment where most investors are…

The RBI issues Bonds/Securities on behalf of the Government of India to borrow money from the financial market and meet its fiscal deficit. These are issued from time to time to raise funds for various governmental purposes. Government securities or G-Secs are highly liquid and safe investment avenues with reasonable yields. These government-backed instruments carry…

Target Maturity Index Fund serves as an alternative to Fixed Deposits offered by banks, as in the current scenario, interest rates on the deposits are relatively low. Investors are seeking to invest in alternate avenues that offer decent returns with low credit risk. Target Maturity Index Funds offer relatively better-yielding investments by taking advantage of…

The last two years have witnessed increasing spending on Digital Transformation, companies across businesses, economic activities, and various consumption chains are investing in/getting impacted by Digital Transformation. With the advent of new hybrid areas, including consumer tech, fintech, EdTech, and others, new-age tech-based companies have become a major element of the economy and equity markets.…

Equity as an asset class, when compared to other asset classes, tends to be more volatile in nature, and many investors seek to invest in equities to beat inflation and create wealth over the long term. However, investors are finding it challenging to sustain high market volatility while investing in equities due to current geopolitical…

A Target Maturity Fund is an ideal solution for investors with a set Investment horizon, the strategy aims to negate any duration risk for investors who remain invested through the life of the fund. These funds predominantly invest in government securities, public sector undertakings (PSU) bonds, and state development loans (SDLs) and provide some degree…

India is in the midst of a secular development phase, where various emerging companies are showcasing their potential for growth. In addition to an established track record, these companies are flexible and have evolving business models that carry moderate risk. As a result, investors may consider taking advantage of the growth phase of these emerging…

The Indian equity markets are highly volatile due to the recent geopolitical situation. In current times of geopolitical uncertainties, where markets have corrected sharply, many investors are seeking to sustain the high market volatility while investing in equities. Investors aiming to grow wealth in the long term in this volatile market scenario may consider investing…

International funds offer opportunities to invest in sectors and themes that are rarely available in the domestic markets. A well-diversified portfolio across asset classes and spread across geographies with adequate allocation can mitigate the overall risk. Allocation to international equity funds allows you to participate in the best companies and several sectors/themes across the globe.…