Investors are being extra cautious in terms of investment, because of sluggish growth, benign inflation and onslaught of successive rate cuts, when the supposedly considered safe debt instrument investments too turned out to be big delusions because of the deepening credit crisis. Investors looking for options that would provide decent returns with low risk preferred…
After several weeks ago when I had written explaining How To Transmit Mutual Fund Investments Of Parents, As A Legal Heir, there were enquiries about transmission of units of deceased investor’s investments having a lock-in period. So today I will elucidate more about the process/procedure for transfer of mutual fund units with a lock-in period…
The Department of Posts under the Ministry of Communications & IT issued revisions in the rule for PPF, SCSS, and PO Savings Scheme. These amendments pertain mainly to the power of the sanctioning authority in the case of claims made on the demise of the first account holder where there is no nomination or legal…
IFAs will agree that investors are the backbone of their business that is built on a solid foundation of “trust“. It is the most crucial aspect for strong adviser-client relationship development, as when a client trusts the adviser, the IFA’s business grows through recommendations. [Read: Earning Trust – The Only Thing That Can Get IFAs Going…
September is here to remind us that we have completed 8-months of the calendar year 2019 and reflect to review the past performance. It’s time to take a closer look at past month’s AMFI data which was shared recently to understand the Mutual fund industry’s progress so far. As per the data released, there has…
At the AMFI Members Summit held in Mumbai, on Aug 27, 2019, Mr Ajay Tyagi, the chairman of SEBI addressed the present members with an eloquent speech. In his speech he elaborated about the role of the Mutual Fund and its structure, stressed on investors’ safety concerns, and pointed out to some hard-hitting facts of…
As indicated by the recent AMFI data, retail investors have understood the importance of sound financial advice and don’t mind paying for it. About 62% of the assets of individual investors are from T30 cities were brought in by distributors, as on July 31, 2019. Despite the many direct investment digital platforms that are available…
In past one year, the markets have taken the investors on a roller coaster ride, with the recent biggest monthly fall of 177 point in Nifty and 600 points fall in Sensex. Due to a host of domestic and international macro and micro economic factors the markets are spiralling downward. However, it is offering opportunities…
When you invest, your sole intent is to see the growth of your principal amount without any loss of capital. Hence, you choose funds that could have lower risk with moderate returns, such as debt funds. [Read: Is Your Investment In Debt Mutual Fund At Risk?] But the debacle of ILFS, followed by similar defaults in…
Gold, one of the purest naturally occurring precious metals, is mentioned in a variety of expressions; most often it’s associated with intrinsic worth. Over the years, it hasn’t lost its sheen and still remains the most lucrative element to invest in, owing to the fact that people continue buying physical gold. However, in current times,…
