As per SEBI categorization norms, Flexi cap funds are mandated to invest minimum 65% of its assets in equity and equity related instruments with no restrictions around market cap allocations. It offers investors with diversification across market caps based on prevailing market conditions. The Flexi cap funds provide a diversified approach that ensures risk-adjusted optimal…
Given the vast universe of stocks out there, spotting the right wealth creators out of a plethora of options is not an easy task. While diversification is the key to sustainable investing, when it comes to a concentrated portfolio, ensure stock selection is done appropriately, as including unworthy stocks may spoil the overall performance of…
Indian investors have participated primarily in domestic markets, restricting their portfolio from global equities. However, investing in global markets allow investors expand their investments for healthier returns, with several opportunities to invest across sectors, geographies, and other emerging markets. The Indian markets have a lower correlation with the international markets, which reduces the overall portfolio…
The highly anticipated normalization of economic activities, revival in corporate earnings, high liquidity & lower rates, supportive global sentiment, faster pace of vaccination, and continued policy support from the government and RBI have contributed to an optimistic outlook in the Indian equity markets. The current market conditions are favourable for investing in the Flexi cap…
A healthy financial sector plays an important role in the economic growth and keeps the wheels of the economy running. The banking and financial services sector has grown at a faster pace than the GDP. After the severe impact of the second wave of COVID 19 pandemic, the economic growth is expected to bounce back…
The interest rates have bottomed out but there is an expectation of a gradual upwards movement going ahead. The prices of debt instruments such as fixed income securities or bonds are inversely related to the interest rates. Notably, when interest rate rises, the price of bonds fall and vice versa. The debt mutual funds category…
The Fast Moving Consumer Goods (FMCG) industry is the fourth largest sector in the Indian economy. It offers domestic and personal care products to consumers based on market demand. While other industries were coping from the effects of the coronavirus pandemic, the FMCG sector was learning, innovating, and rising from the disruptions. Notably, the FMCG…
Just as we experience seasonal cycles, the economy goes through different phases as it expands and contracts, characterized by downward or upward fluctuations of the gross domestic product (GDP). Currently the Indian economy is grappling with uncertainty due to the COVID-19 pandemic. The prolonged second wave has delayed the nation’s economic recovery. However, the government’s measures…
According to the last few Monetary Policy Committee (MPC) meetings, it seems unlikely that RBI will lower the interest rate any further. The interest rate cycle has declined to a multi-year low; however, there is an expectation of a gradual hike in the interest rate cycle in the medium term. This has resulted in a…
Over the past few years, the performance of small-cap funds has been disappointing. The series of lockdowns post the COVID-19 pandemic had severely affected many small-sized companies. Nevertheless, the government undertook various measures to support the economy and initiatives to help small businesses recover. When the equity market recovered after the March 2020 lows, the…
