Over 7 crore active contributors have their hard-earned money tied to the Employees’ Provident Fund Organisation (EPFO) under the Employee’s Provident Fund (EPF), pension, and group insurance schemes. With the workforce continuously expanding, this number is steadily rising. EPFO’s provisional payroll data for November 2024 revealed a net addition of 14.63 lakh members – a 4.88% increase…

The question of whether it’s a good time to invest in mutual funds, particularly equity-based ones, often sparks debates among both seasoned investors and newcomers. The Indian equity market, like its global counterparts, is influenced by a range of factors, many of which are unpredictable and volatile. With several uncertainties at play, from global geopolitical…

In the last decade or so, Artificial Intelligence has gone from being an intriguing technology limited to IT professionals to an integral part of our daily lives. Tools like Siri and Alexa have become so ingrained in our routines – from morning alarms and shopping recommendations to fitness tracking, we often rely on them without…

As markets experience heightened uncertainty in 2025 due to global economic challenges and domestic volatility, mutual fund investors are increasingly seeking strategies to maximise returns and minimise costs. With benchmark indices like NIFTY 50 and S&P BSE Sensex witnessing fluctuating trends, the significance of a fund’s Expense Ratio has never been more evident. In turbulent market conditions,…

India’s mutual fund industry has emerged as a powerful vehicle for wealth creation, drawing attention not just from resident Indians but also from Non-Resident Indians (NRIs) around the globe. With the Indian economy consistently ranking as one of the fastest-growing in the world, many NRIs are keen to tap into this growth story by investing in…

The calendar year 2024 has been particularly volatile for the equity markets, and 2025 appears to be on the same trajectory. Several headwinds including U.S. President Donald Trump’s protectionist policies, the ongoing Russia-Ukraine conflict and geopolitical tensions in many parts of the world, and disappointing corporate earnings from Q2 FY2025 are expected to weigh on the…

Momentum investing in mutual funds has been a go-to strategy for investors seeking to capitalise on prevailing market trends. This approach focuses on funds or stocks that have shown strong performance over a specific period, with the belief that these winners will continue their upward trajectory. Over the past few years, momentum investing has gained traction…

Indian investors have increasingly recognised the importance of understanding and participating in the global economy. As India integrates further into the world’s economic fabric, developments in major global markets such as the U.S., Europe, and emerging economies hold significant sway over domestic financial trends. This interconnectedness is evident in how global monetary policies, trade relations,…

Planning your tax-saving investments at the beginning of the financial year is a crucial strategy to ensure that you make informed and strategic decisions, maximising both returns and tax benefits. Early planning allows investors to systematically allocate funds across various asset classes, such as ELSS, PPF, NPS, and other tax-saving instruments, in line with their financial…

The Indian economy 2025 continues to showcase resilience, supported by robust domestic demand, expanding infrastructure projects, and a surge in manufacturing activities under the government’s Make in India and Atmanirbhar Bharat initiatives. ‘ Despite global headwinds, such as tighter monetary policies by major central banks and ongoing geopolitical tensions, India has emerged as a beacon…