Usually, the ideal time for tax planning is at the beginning of the year; however, if you still haven’t done that, now is the time to look for suitable tax-saving options. Equity Linked Savings Scheme (ELSS) are of special significance over all other mutual fund options because of tax benefits under Section 80C of the…

Over the years, India has emerged as a pharmacy to the world by being the largest provider of generic drugs globally and exporting pharmaceuticals to over 200 countries. Also, 70% of the World Health Organisation’s vaccines (as per the essential immunisation schedule) are sourced from India. Pharma is the 3rd largest industry worldwide in terms…

The Indian stock market is once again scaling at an all-time high. On November 24, 2022, the S&P BSE Sensex set a new record by closing above 62,000 for the first time and the Nifty index crossed 18,500. The US Federal Reserve meeting minutes revealed the rate-setting panel was more amenable to a slower pace…

A rising interest rate environment, with an anticipated slowdown in rate hikes going forward and recovering/expanding economic growth, has boosted the short-term debt yield curve. SDLs and AAA-rated PSU bonds offer higher yields than G-secs while maintaining a low credit risk profile owing to the high quality of the instruments. The period of up to…

Target Maturity Funds are flexible and offer a range of tenures with the goal of locating yield pockets that appear attractive at a given point in time. The structure of Target Maturity Index Funds works on decreasing residual maturity, which means each passing year, the maturity of the underlying bonds keeps reducing. In this way,…

Investors with an aggressive risk profile prefer to take high risks with the expectation of high returns. These investors may consider investing in Small-cap, which has a high growth potential compared to mid and large-cap companies. At the same time, carry higher risks and is highly volatile than its mid and large-cap counterparts. However, given…

Passive investing offers ownership of a wide variety of stocks, broad diversification, relatively low risk (than actively manages schemes), and low costs. The encouraging response from investors has led several fund houses to come up with many passive funds tracking different indices. The Nifty Next 50 Index consists of the top 50 companies which are…

Momentum factor-based investing has attracted investor sentiment in recent years. The momentum strategy has generated returns higher than broader indices and at times, the outperformance has been significant. Unlike the prevailing buy-low-sell-high canon, momentum factor-based investing takes the opposite approach. It is based on the premise that stocks doing well have momentum and hence, will…

Investing in mid-cap stocks gives exposure to emerging high-growth sectors, with returns higher than what may be possible with large-cap stocks. Midcap Index fairly represents new economy and higher growth sectors like pathological labs, asset management companies and industrials. Midcaps currently present a very attractive opportunity for investors from a valuation standpoint to create a…

India is projected to become the 3rd largest economy by 2030. Large caps in India are a fraction of their global counterparts in terms of revenues and market cap and present a sizable opportunity as India’s per capita GDP growth is likely to lead to an inflection point across various sectors. India still lags behind…