Small Savings Schemes are designed to provide low risk and less volatility, they are attractive investment options for investors, and at the same time, it mobilises revenues for national development initiatives. Small savings interest rates are set by the government but have a lag in relation to market yields on G-secs. The Government reviews the…
The monsoon has finally arrived in India, and the bounteous rains are being welcomed with open hearts. The monsoon season has long been regarded as the month of new beginnings. It also brings a sigh of relief from the scorching heat of summer, offering respite and rejuvenation to the earth. Most importantly, rainy days are…
The World Bank, in its recent global growth outlook on June 06, 2023, said India would remain the fastest-growing economy in terms of both aggregate and per capita gross domestic product (GDP) among the largest emerging market and developing economies. India’s economic growth in the current financial year appears to be resilient; it is expected…
India’s equity market investors have all the reasons to cheer, as the Sensex and Nifty indices have climbed to fresh all-time highs thanks to the sustained rally over the past three months. The S&P BSE Sensex hit a record high of 63,523 on Wednesday, June 21, 2023, while the Nifty 50 closed at 18,857, beating the previous peak of 18,812, which…
Mis-selling of investment products has been occurring for many years in the financial services industry, and as a result, investors are frequently getting trapped. While SEBI laws may serve as a shield to safeguard investors’ interests, investors must still be aware of certain factors to reduce the likelihood of mis-selling. Your bank relationship manager, broker,…
The market regulator, Securities and Exchange Board of India (SEBI), in its latest circular dated June 08, 2023 on Thursday, announced about the soon to be launched user-friendly online mechanism or portal for service requests and complaints regarding your online investments; it shall help investors at large. SEBI has decided to implement a new system that provides…
The Securities and Exchange Board of India (SEBI) has prescribed the financial institutions and intermediaries a set of requirements under the Prevention of Money Laundering Act (PMLA) Act of 2002 to know and verify their customers. The SEBI-authorised financial institutions like Asset Management Companies (AMCs) and Registrar and Transfer Agents (RTAs) need to perform mandatory…
Most of us use a good portion of our income in paying for the utility bills, loan EMIs, credit card bills, and other expenses, while keeping the rest in our bank accounts. Usually, this money is considered as savings and offers you liquidity (cash in hand) so that you can withdraw or use it at…
Macroeconomic uncertainty, high interest rate, currency concerns, recessionary risk, etc., are among the key challenges in India currently. These are the factors that may influence the market performance, causing volatility and may have a negative impact on one’s investment portfolio. On the contrary, the Indian equities markets and investors have been encouraged by the relatively…
The Securities and Exchange Board of India (SEBI), the market regulator, is concerned about the dramatic growth in the number of unregistered investment advisors or ‘financial influencers’ who offer unsolicited financial advice across various social media platforms. SEBI is now developing regulations to control this expanding community of ‘Finfluencers.’ In my previous article – Investments Recommended by…
