Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds. In this issue, we have analysed PGIM India Midcap Opportunities Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. PGIM India Midcap Opportunities Fund is a well-managed Midcap Fund that has turned out to be one of the top performers in the category. It focuses on identifying…
SEBI, in its latest circular dated June 08, 2023, has allowed mutual funds to conduct repo transactions in Commercial Papers (CPs) and Certificates of Deposit (CDs). The market regulator has also clarified that mutual funds can participate in repo transactions only on corporate debt securities that are rated AA and above. These provisions will come into…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds. In this issue, we have analysed ICICI Pru Value Discovery Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. ICICI Pru Value Discovery Fund is the largest scheme in the Value Fund category managed by veteran fund manager Mr Sankaren Naren. It is a true-to-style value fund that has…
Aggressive Hybrid Funds are equity-oriented hybrid funds that offer optimum diversification in terms of asset class by holding a mix of equity and debt instruments in their investment portfolio. A combination of these asset classes offers a high level of diversification, lowering the risk as compared to pure equity funds. The equity allocation in this category…
‘A penny saved is a penny earned’, so goes a famous saying. Since taxes can eat into one’s investment returns, tax saving should form an integral part of every individual’s financial planning exercise. Taxpayers who have opted for the old tax regime have the option to select from various tax-saving instruments such as Public Provident…
Passively managed mutual funds, such as Index Funds, have gained a firm footing among investors in the last couple of years. In this article, know about the difference between Index Funds and active mutual funds. What is an Index Fund? Index Funds are passive mutual funds that generally track popular indices such as Nifty 50, S&P BSE Sensex,…
Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds. In this issue, we have analysed Nippon India Small Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Nippon India Small Cap Fund is the largest scheme in the Small Cap Fund category having a track record of over a decade. The fund…
Market regulator SEBI recently released a consultation paper to review the total expense ratio (TER) of mutual funds. It has proposed a host of changes to improve transparency in the total expenses charged to investors, pass on the benefit of economies of scale to investors, remove dual charges (if any), and address the issue of churning of investors’…
The underperformance of various actively managed mutual fund schemes in the last few years has induced SEBI to sit up and take notice. If you recall, I had mentioned in a recent article that in view of the above, SEBI is mulling the introduction of performance-linked expense ratio for mutual funds. More details have emerged…
The Securities and Exchange Board of India (SEBI), has proposed an overhaul of the existing Expense Ratio structure of mutual funds in a bid to bring transparency in the costs charged to unitholders. SEBI had introduced the slab-wise Total Expense Ratio (TER) structure for mutual funds, based on the AUM of the schemes, to pass on the benefit…
