Thematic Funds recorded robust returns in recent years as schemes focusing on certain segments such as PSU, manufacturing, defence benefitted from the government’s reform initiatives. Accordingly, the Sector & Thematic Fund category attracted significant inflows in the past couple of years along with a substantial rise in the number of folios. However, since the market started…

Over the past few months, there has been a shift in sentiment in favour of large-cap stocks on concerns over stretched valuations in the lower market caps. This shift is reflected by the higher inflows in the Large Cap Fund category in recent months. While the market has witnessed across-the-board correction driven by FII selloff, mid-cap and…

In September 2024, the Securities and Exchange Board of India (SEBI) had approved amendments to SEBI (Mutual Funds) Regulations, 1996 for the introduction of a new investment product under the existing Mutual Fund framework. With this new investment product, known as Specialized Investment Fund (SIF) , SEBI aims to address a growing demand from investors who feel limited by…

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed HDFC Focused 30 Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. HDFC Focused 30 Fund is a high-conviction Focused Fund that has demonstrated a strong rebound after a period of subdued performance. The fund has excelled in identifying high-potential opportunities across market caps,…

The Indian equity market peaked in late September 2024 with numerous stocks across the large-cap, mid-cap, and small-cap segments touching their lifetime highs. However, since then the mood in the market has been sombre as headwinds such as rich valuations, earnings slowdown, global trade uncertainties, etc. weighed on investor sentiments. The BSE Sensex has tumbled…

The Indian equity market has witnessed a significant downturn since the end of September 2024 onwards. Mid-cap and small-cap stocks were at the forefront of the selloff, resulting in severe losses for investors in the once-favoured segment of the market. As the mid-cap stocks suffered amid earnings downgrades, stretched valuations, and global trade tensions, investors…

Gold has long been considered a safe-haven asset and a resilient investment option during economic uncertainties. The precious yellow metal was the best-performing asset in CY2024, even though risk assets performed well, the U.S. dollar was strong, and bond yields were high. With an impressive absolute return of 20.60%, gold delivered its strongest performance since CY2020.…

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Invesco India Contra Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Invesco India Contra Fund is a Contra Fund that aims to identify out-of-favour and beaten-down, but fundamentally sound stocks having long-term growth potential. The fund has proved its ability to generate healthy…

When selecting mutual funds, many investors often focus primarily on past performance. But what they tend to forget is that while returns are important, they only tell half the story. Risk and returns are two sides of the same coin – for every level of return you seek, you also incur a certain level of risk.…

Welcome to PersonalFN’s weekly analysis on diversified equity mutual funds! In this issue, we have analysed Nippon India Small Cap Fund, highlighting its performance, peer comparison, investment strategy, fundamentals, portfolio, and suitability. Nippon India Small Cap Fund is the most popular Small Cap Fund whose emphasis on high-conviction, quality stocks and holding on to them with a long-term view has helped…