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{"id":5995,"date":"2023-11-25T04:12:36","date_gmt":"2023-11-25T04:12:36","guid":{"rendered":"https:\/\/blog.certifiedfinancialguardian.com\/?p=5995"},"modified":"2023-11-25T04:12:37","modified_gmt":"2023-11-25T04:12:37","slug":"relying-on-star-ratings-to-pick-best-mutual-funds-read-this","status":"publish","type":"post","link":"https:\/\/blog.certifiedfinancialguardian.com\/index.php\/2023\/11\/25\/relying-on-star-ratings-to-pick-best-mutual-funds-read-this\/","title":{"rendered":"Relying on Star Ratings to Pick Best Mutual Funds? Read This"},"content":{"rendered":"\nThe investor-wise composition of Indian mutual fund assets shows that individual investors (retail + HNIs) now hold a higher share (58.9% in October 2023) than institutional investors. And a majority of individual assets (89%) are held in equity-oriented mutual fund schemes.<\/p>\n\n\n\n
While these are very encouraging data points showing that investors are taking high risks in the pursuit of earning better returns than some of the traditional investment avenues, what is concerning is the approach followed to pick the best mutual funds.<\/p>\n\n\n\n
A majority of individual investors look at mutual fund star ratings<\/strong> — go with high-rated 4 or 5-star ratings — to choose mutual funds, hoping that they would reward them and help accomplish financial goals.<\/p>\n\n\n\nHowever, one cannot solely rely on\u00a0mutual fund star ratings, as they may not be foolproof<\/a>. Watch this video where my colleague, Vivek Chaurasia, in conversation with our Founder of PersonalFN, Ajit Dayal, exposes the flaws of the popular star ratings given by certain agencies\/organisations.<\/p>\n\n\n\n