CFG, Mr Kannan K.K. – Guiding Investors To Make Informed Decisions

In the endeavour to help investors achieve their financial goals, Mr Kannan ardently conducts his financial advisory business. He’s been practicing over five years battling all odds: competition and a fierce regulatory environment,where some have even exited the financial advisory / mutual fund distribution space.

Guiding investors to make an informed investment decision by recognising the risk-return trade-off is what distinguishes him from the rest. It is his vision to see as many investors achieve their financial goals.

He proactively reaches out to his limited set of clients addressing their queries/needs. As a result they’re satisfied with his service, and now endeavours to expand his advisory business pan India.

Mutual fund investing and bond investing are some of the key services he offers.

He counsels investors on what is best suitedfor them.

Mr Kannan stands for transparency and ethics in the financial advisory space, and that encouraged him to take up, and successfully complete , CFG certification.

He keeps himself abreast on various developments in the industry, unceasingly reading newspapers, websites, blogs, etc.

He admires, India’s top fund manager, Mr Prashant Jain (ED and CIO of HDFC Mutual Fund with collective experience of over two decades in fund management and research in the mutual fund industry) for the consistent performance across different market conditions.

Besides financial advisory, Mr Kannan holds interest in copywriting, and therefore reads many books, blogs, related to it during his spare time.

For more such profiles visit the CFG Blog

A CFG Whose Advisory Business Is Built On A Foundation Of Ethics and Honesty

Right since college days, Mr Hemnani took keen interest in equity markets. He admits making a lot of mistakes then; but believes that was good learning experience. Ultimately, embedded with the motto of handholding individuals to plan their goals prudently in the journey to wealth creation, he founded a financial advisory business.

Today, he has over a decade of experience – with of course ups and downs, hope and fear – but believes it’s been an enjoyable and fulfilling experience. Mr Hemnani makes it a point to be in touch with his clients whenever they need him, and even does so proactively – through technology and even personally. As a result his clients are satisfied!

Guiding clients to select winning mutual fund schemes, charting asset allocation, portfolio rebalancing, by leveraging on technology are some of the key services of he offers.

Mr Hemnani abhors kickback and believes there need to be strict regulations to fight this malpractice (which is rampant in the financial services industry). He’s of the opinion that those giving due importance to thorough ‘financial planning’ (which includes optimal insurance planning as well) should be incentivised.  He took up the challenge and has successfully pursued the Certified Financial Guardian (CFG) Certification with the endeavour of growing his business the ‘ethical’ way.

To keep himself abreast, he voraciously reads business dailies, magazines, and various finance posts on the internet. He loves reading books are those authored by Warren Buffett and Benjamin Graham.

Mr Hemnani looks upon Mr Warren Buffett and Mr Ramesh Damani as idols, and believes they’ re true wealth creators with a long-term view.

Besides work, Mr Hemnani spends time with friends, family and reading.

His advice to investors is : “Be patient with your investments and always timely review your portfolio. Never go for quick bucks.”

Mr Chandrasen Hemnani can be reached here

“Your Prosperity is our Goal”: Mr Sushil Sabarwal

“Your Prosperity is our Goal,” is the motto that defines Mr Sabarwal.

Offering services from creating a mutual fund portfolio to asset allocation, he goes a step ahead to help clients with their financial goals through retirement planning,amongst a host of others.

He vows not to leave you in the lurch. “Being Accessible& Available,” is what he promises to his clients. He proactively shares policy changes such that the clients can implement in the restructured plan.

Mr Sabarwal has created sound processes and programs that help him to serve his clients better. “Through our well-managed wealth creation program, we have helped hundreds of our clients by dramatically reducing the mortgage terms through best realising their goals,” he proudly says.And to compliment this, he has a vision to “to improvise a client’s financial wellbeing by underlying those investment plans that turn their desired goals into reality”

With over a decade of experience, he is serving multiple family generations. This alone speaks a lot about his commitment to serve clients and the trust generated over the years. His strong adherence to ethics is what made him take up the CFG course, to offer the best practises and transparency to his clients, while offering the best support and services.

Mr Sabarwal is a part of theNetworkFP& FIFA group, which are associations of financial planners and financial advisers. This helps him to keep abreast with developments in the financial services industry. This ensures you get the benefit from the latest and best practices.

He loves reading Robert Kayosaki.Kayosaki’s book, Rich Dad Poor Dad is his favourite.

He admires Amit Trivedi, Gaurav Mashruwala andKeyur Shah, who have contributed immensely to the financial planning domain.

His advice to investors is: Have trust & faith in your advisor, riding the sea of investment planning and financial goals achievement’s cannot happen without a financial advisor.

Mr Sushil Sabarwal can be reached here

Meet India’s 1st CFG – Mr Viran Patel from Vadodara

During his 15-year long experience in the financial services / advisory industry, Mr Patel has noticed that agents lack professionalism. Financial products are sold rather than advised. This impelled him to make a change and save investors from the clutches of such agents (who often mis-sell).

He took up the challenge and successfully pursued the Certified Financial Guardian (CFG) Certification in the endeavour to make investors moneywise – and is India’s first CFG.

An ardent worshipper of Goddess Saraswati, Mr Patel believes, knowledge should be shared and therefore, he conducts investor education programmes and regularly updates his clients on economic and market related matters. To keep himself abreast, he reads business dailies and various finance posts on the internet.
Some of his favourite books are The 7 Habits of Highly Effective People by Stephen Covey, and Change Your Thinking, Change Your Life by Brian Tracy.

Mr Patel claims to follow a serious, sincere, and an ethical approach in his practice as financial advisor. He does not endeavour to sell financial products, but to provide the best financial solutions to investors based on a thorough need-based analysis, risk profiling and investment horizon, with minimum churning in the portfolio. His integrity ensures he manages his client’s wealth with as much care as he would manage his own. It is this approach that has earned him happy, loyal clients.

Mr Patel’s motto and vision is providing ethical and apt financial solutions to investors considering all parameters and wishes them a life with health and wealth.

His idols in the mutual fund industry are Mr Sankaran Naren, CIO of ICICI Prudential AMC Ltd, Mr Mrinal Singh, Senior Fund Manager at ICICI Prudential AMC Ltd, and Mr Prashant Jain, ED & CIO of HDFC Mutual Fund.

Mr Patel aspires to be termed a ‘financial doctor’ in his profession.
His advice to investors is: ‘Don’t run for short-term gain; instead invest for the long-run…and start saving early with perseverance for your long-term financial wellbeing’.

Mr Viran Patel can be reached Here